Quick Start

Last updated: March 09th, 2018

Before you Begin

Please ensure you have both the AISP/PISP and Banking Authentication credentials provided by Ostia available as these will be used during this guide.

Recommendation

We recommend following the video guides along with the text tutorial as these also provide additional background information about the demonstration and transactions process.

Section 1 – User permissions & viewing accounts

To begin, access banking AISP interface here and login with PISP user credentials provided

Note the main options will innitally be grayed out, this is because we have not requested any account access yet.

At the bottom of this list, select the 'Create Account Request' Option, this will open the access request window.

Select the desired permissions from the list of options – in this case all beneficiaries and read transactions as listed below:

  • READACCOUNTSBASIC
  • READACCOUNTSDETAIL
  • READBALANCES
  • READBENEFICIARIESBASIC
  • READTRANSACTIONSBASIC
  • READTRANSACTIONSCREDITS
  • READTRANSACTIONSDEBITS
  • READTRANSACTIONSDETAIL

Select ‘Create Request’ when desired options have been selected:

After creating the request, you will be redirected to the banks internal auth server which requires the banking credentials provided. Note that this is a different set of credentials to the previously used ones:

After logging in, you will be presented with the ‘Bank of Open – Authorise Accounts’ page.

Select the accounts to authorise – in this case we leave out the PSU003 account and grant permission for the rest.

After selecting the ‘Authorise Access’ option, you will be returned to the AISP screen where we can see the options for the requested permissions are now available:

From here you can now view account details for the accounts permitted in the previous steps. The next section will cover making a payment using the available options.

Section 2 – Payments Process

From the main menu, select ‘List Balances’ and take note the balance for account PSU0001.

Click on account PSU0001 and select ‘Pay Beneficiary’

Select a Beneficiary, Payment type, an Amount to pay and enter a note in the ID field– the id can be considered to be a note added to the payment for easy identification, some easily identifiable text here.

Selecting ‘Pay Now’ will redirect back to the banks internal auth system, here you will be presented with the Authorise Payments screen.

Select the payment and authorise the selected payments.

This returns you to the PISP, you will see the payment at the bottom of the list, there will currently be no submission information as the payment has been authorised but not yet submitted.

Click on the payment in the list to bring up the submission options, scroll down to the bottom of the options window and select submit. The payment submission status will now show ‘AcceptedSettlementinProcess – there is a 2 minute delay added to this process to simulate the delay generally found in these types of scenarios.

In the meantime, if you return to the main menu and select list transactions, you will find this transaction in the list marked as pending. If you refresh the data after two minutes, you will see the transaction has been processed and the status has changed from Pending to Booked.

This payment is now also marked as accepted in the List Payments menu.

Finally, returning to the List Balances menu, you will see that the payment amount has been deducted from the account balance.