Agile development teams often share test environments which is nominally a cost effective solution as test environments are, by their nature, quite expensive to provision. But is this really the most cost and time effective way to provide capability to
In the age of agile development, speed and quality of delivery is one of the main business drivers. Agile techniques and processes work well, however, how often do you have agile teams waiting on other agile teams to deliver? How
Payments systems by their nature are incredibly complex and expensive to create. Thus when trying to test new payments applications, accessing one of these testing environments is essential to build out new and extend existing payments applications. As more and
The concept of ‘shifting left’ in the development lifecycle has evolved out of necessity as more frequent and public delivery of applications has required an exponential increase in how much testing must be done, how often it is done and
Over the last few years, a number of disruptive technologies have developed that threaten companies by changing their supply chains. The prime focus of the introduction of Blockchain technology is to change Financial Services, but this technology will also have
Organizations are now, to some degree, aiming to move to an agile development methodology as it offers many benefits including faster delivery and better quality releases of functionality that customers want thus leading to better satrisfied and more loyal customers.
The Payment Services Directive 2 (Directive 2007/64/EC), perhaps better known as PSD2, was adopted by the European Parliament and Council and is set to impact
According to Wikipedia: “The General Data Protection Regulation (GDPR) (Regulation (EU) 2016/679) is a Regulation by which the European Commission intends to strengthen and unify data protection for individuals within the European Union (EU). It also addresses export of personal
Many of us are familiar with the term ‘sandbox’ from our childhoods. A sandbox was a safe, isolated environment where children could play without fear of hurting themselves or damaging anything else
Following the completion of the Accenture Fintech Innovation Lab in Dublin 2016 we have a look at what is happening in Fintech from 5 different perspectives.
1. According to Citigroup approximately $19 Billion was invested into the fintech sector over
Starting from a brief conversation in early November, we decided to test some new messaging we had been developing by entering into the competition to participate in the Accenture Fintech Innovation Lab Dublin 2016. We were very pleased with our
Global investment in fintech ventures tripled to $12.21 bn in 2014 from $4.05 bn in 2013
In recent research that Accenture carried out they looked at how digital disruption has the potential to reduce the role and relevance of todays
The concept of digital disruption within the Fintech world regularly addresses the issue of customer requirements not being satisfied fully if at all. This leads either to customer churn when apps delivered by banks and financial institutions don’t live up
The Software Development Life Cycle (SDLC) is changing beyond all recognition. This has been driven by the increasing pressure on banks, insurance companies and other institutions to be digitally innovative and to deliver quicker. This is having a direct bearing
Currently traditional banking is swamped with numerous competitive challenges, from competitors, some brand new, to others who have been around for a considerable time and are using the latest technologies.
Traditional banks see the disruptive changes that are taking place
Many traditional banks need to choose the digital direction that they are going in.
Some have forged ahead, as outlined in this piece below, while other banks continue to find many roadblocks in their path, many of which are placed
Banks of all types around the world want to innovate and, in fact, they must innovate if they are to compete with the emerging online banks and various other threats to their business. Banks are showing this willingness to innovate
