Ostia Solutions Blog

Fintech Article Roundup - April 2016

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Following the completion of the Accenture Fintech Innovation Lab in Dublin 2016 we have a look at what is happening in Fintech from 5 different perspectives.

1. According to Citigroup approximately $19 Billion was invested into the fintech sector over the last year up from $1.8 Billion in 2011. Interesting to note that Stockholm based companies received 18 percent of

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Accenture Fintech Innovation Lab Dublin 2016 - Final Reflections


Starting from a brief conversation in early November, we decided to test some new messaging we had been developing by entering into the competition to participate in the Accenture Fintech Innovation Lab Dublin 2016. We were very pleased with our entry as we were very easily able to complete all questions on the form; something which we would have found

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Digital Disruption in Fintech – It’s not just about customers

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The concept of digital disruption within the Fintech world regularly addresses the issue of customer requirements not being satisfied fully if at all. This leads either to customer churn when apps delivered by banks and financial institutions don’t live up to expectation or simply millennials not even bothering to consider that bank or institution’s products.

This is an issue that

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Software Validation vs Software Testing in an Agile World

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The Software Development Life Cycle (SDLC) is changing beyond all recognition. This has been driven by the increasing pressure on banks, insurance companies and other institutions to be digitally innovative and to deliver quicker. This is having a direct bearing on the SDLC.

In the past, the ‘test cycle’ was an essential part of any project normally taking place after

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Traditional Banks v Online and Mobile Options

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Currently traditional banking is swamped with numerous competitive challenges, from competitors, some brand new, to others who have been around for a considerable time and are using the latest technologies.

Traditional banks see the disruptive changes that are taking place on the FS landscape and are adapting to their customers requirements faster, through innovation, whilst all the time meeting with

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Retail Banking Industry - The future is here

Many traditional banks need to choose the digital direction that they are going in.

Some have forged ahead, as outlined in this piece below, while other banks continue to find many roadblocks in their path, many of which are placed by internal factors and others such as risk and compliance or regulatory driven change.



Accenture brought out a paper

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The Conflict Between Banking Innovation, Fintech and Infrastructure

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Banks of all types around the world want to innovate and, in fact, they must innovate if they are to compete with the emerging online banks and various other threats to their business. Banks are showing this willingness to innovate by their interest in and support for the various Fintech companies and clusters that are emerging and supported through events

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Fintech - Banks dealing with conflicting IT requirements

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On the one hand, business is being pushed to deliver a better customer experience responding to opportunities in weeks, and on the other hand, core IT is tasked with delivering a stable service 24/7 which can only be delivered in months (or more) because they must follow rigorous processes.

Ostia’s Portus product addresses this problem by creating simulations of what

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Continuous Delivery and Service Virtualization, how do they help with project risk?

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There are many examples of projects where the risks of failure were never seen up front and the project either didn’t deliver what it promised or didn’t deliver at all while still costing millions in the process. This has generally been a result of the traditional ‘waterfall’ method of delivering software projects.

In most of these projects, the first deliverables

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Continuous Delivery and Service Virtualization – Is it just a set of tools?

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There is a myth around the concept of Continuous Delivery that it simply involves buying lots of tools, making them all work together, the button gets pushed and off you go. However, the reality is a lot more complex.

There are many tools around to help automate the continuous integration, build and test process that is required for Continuous Delivery.

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Continuous Delivery and Service Virtualization – How is it achieved?

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While the concept of Continuous Delivery is relatively straight forward, the actual delivery of it is by no means easy. It requires a total culture shift in an organization around how they prototype, develop, test and deliver software.

It means turning many processes on their head and undoing years of carefully slowing things down to ensure they are done correctly.

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Continuous Delivery and Service Virtualization – How does it compare?

ostBlog AgileVsWF

There are a number of other approaches to software development, with the most common used, until the ‘agile age’, being the Waterfall method. The Waterfall method generally followed a very sequential path as follows:

  • Analyse the requirements
  • Plan how to deal with them
  • Design the solution
  • Build the solution.
  • Test the solution.
  • Deploy the solution.
  • Analyse the next set of
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Continuous Delivery and Service Virtualization – What does it do for me?

Writing on WhiteBoard

Continuous Delivery essentially does what it says on the tin…..by adopting a continuous delivery approach to your development, you choose when you wish to deliver apps to your customer. This really means that at all times, your application is ready to be delivered and installed by your customers.

In today’s fast moving world, customers expect incredibly reactive support for their

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’Continuous Delivery’ – What is it and how does it relate to Service Virtualization?

blog Ost CI WhatIsIT

 Today’s app development projects aim to deliver applications to mobile devices including smart phones, tablets and the plethora of other mobile devices out there. These projects have a number of things in common including the following:

  • Massive investment must be put into the prototyping of the application or it will simply fail at the first hurdle.
  • The first version of
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Service Virtualization and Docker

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Definition of Docker

Docker and the concept of software containers are getting a lot of airtime these days.

According to Wikipedia “Docker is an open-source project that automates the deployment of applications inside software containers, by providing an additional layer of abstraction and automation of operating-system-level virtualization on Linux, Mac OS and Windows.

What can Docker do

Docker is a

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